Freddie Mac

American government-sponsored enterprise

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Fannie Mae and Freddie Mac reduce condo insurance costs for hundreds
business Mar 20, 2026, 12:52 PM
Fannie Mae and Freddie Mac reduce condo insurance costs for hundreds
  • New regulations by FHFA allow condo builders to use cheaper insurance based on actual cash value.
  • This move aims to alleviate financial pressures on condo owners facing rising insurance costs and HOA fees.
  • Overall, these changes could stimulate demand in the housing market while healthier insurance access promises lower costs.
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Fannie Mae and Freddie Mac stockpile mortgages to lower rates
business Dec 16, 2025, 6:05 AM
Fannie Mae and Freddie Mac stockpile mortgages to lower rates
  • Fannie Mae and Freddie Mac increased mortgage-backed securities in their retained portfolios by over 31% between May and October.
  • This move is a potential strategy to lower borrowing costs amid high interest rates, as highlighted by ongoing challenges for homebuyers.
  • Experts anticipate that these actions may improve affordability in the housing market while possibly gearing up for a future public offering.
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