
Revolut partners with Google to revolutionize AI shopping in Europe
Revolut partners with Google to revolutionize AI shopping in Europe
- Revolut collaborates with Google to enhance AI-driven shopping experiences in Europe.
- The partnership utilizes Google’s Agent Payments Protocol to enable seamless transactions via AI chatbots.
- This development signifies a shift towards automated shopping, anticipating significant market share growth in upcoming years.
Story
In Europe, the landscape of online shopping is undergoing a significant transformation due to advancements in artificial intelligence (AI). Revolut, a financial technology firm, has partnered with Google to leverage Google’s new Agent Payments Protocol (AP2). This collaboration aims to improve the shopping experience by enabling transactions executed by AI chatbots, allowing consumers to make purchases without having to click 'buy' on a merchant's website. The partnership follows an increase in consumer interest towards AI-assisted shopping, which is expected to rise dramatically in the coming years. Analysts from Morgan Stanley predict that the 'agentic shopper' could capture up to 20% of the market share in U.S. e-commerce spending by 2030, even though currently only about 1% of shoppers use this method. The AP2 protocol, launched in September 2025, enables secure transaction processes by using cryptographically-signed digital contracts, called mandates. This technology allows the AI to verify tasks without human intervention, thereby streamlining the checkout process. Such innovations are critical as traditional organic search traffic continues to decline. Research indicates that organic search in the U.S. is decreasing by 10% annually, while AI-based searches in Europe have already grown from 4% in 2024 to 8% by early 2025. As demand for seamless, efficient shopping experiences increases, companies like Google and Revolut are aligning to meet consumer needs. Revolut's general manager of acquiring, Alex Codina, articulated this vision, stating that the future of shopping will rely on conversations rather than clicks, aiming for a process devoid of friction and enhanced trust. Tara Brady, president of Google Cloud EMEA, echoed this sentiment, emphasizing the need for security and speed in digital commerce, reinforcing the importance of this collaboration to create a new market dynamic within the European Economic Area and the UK. With growing market potential, Revolut's collaboration with Google represents a monumental step towards a more automated and intelligent shopping experience, catering to the evolving expectations of consumers. The future of retail is now intertwined with AI technologies, establishing a new frontier in how consumers interact with online shops, paving the way for significant changes in e-commerce across Europe.